The truth is that the building your company is situated inside is one of the smallest concerns for a commercial insurer. In fact, it might not even be on your policy in your first place if you’re renting. These days we’re seeing more and more businesses with no physical location. Stores that exist entirely online. Software developers comprised of work-at-home freelancers from around the world. It’s very easy to run a business without ever meeting a client, colleague, or customer face to face. But it’s very hard to run a business with no liability whatsoever.<\/p>\n
Liability is the Big Concern<\/strong><\/p>\n It’s good to have insurance on business equipment, but if you’re running a successful enterprise, chances are you can cover most minor to moderate damages out of company funds. Liability is where you start facing the kind of expenses that can bankrupt you, and liability doesn’t care if you have a physical location or not.<\/p>\n If someone is injured using one of your products and they sue you, or if your spreadsheet software glitches up and they lose thousands of dollars over it, you’ll be glad that you had an insurer like Safechoice Insurance Agency backing you up. Liability costs can total hundreds of thousands, even millions of dollars, and those of us who run a brick-and-mortar business in Rochester, MN are no more or less at risk than those of us who work entirely from the home office.<\/p>\n If you run any kind of business in Rochester, MN, chances are you’re inviting some form of liability. Get in touch with Safechoice Insurance Agency, let us know what kind of risks you need covered, and they’ll get you set up with the protection you need.<\/p>\n","protected":false},"excerpt":{"rendered":" The truth is that the building your company is situated inside is one of the smallest concerns for a commercial insurer. In fact, it might not even be on your policy in your first place if you’re renting. These days we’re seeing more and more businesses with no physical location. Stores that exist entirely online. […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[31,30],"class_list":["post-274","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-rochester-mn","tag-safechoice-insurance-agency"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t