{"id":298,"date":"2020-11-09T04:00:00","date_gmt":"2020-11-09T10:00:00","guid":{"rendered":"https:\/\/www.safechoicemn.com\/blog\/?p=298"},"modified":"2020-10-27T11:43:01","modified_gmt":"2020-10-27T17:43:01","slug":"common-myths-about-auto-insurance","status":"publish","type":"post","link":"https:\/\/www.safechoicemn.com\/blog\/common-myths-about-auto-insurance\/","title":{"rendered":"Common Myths About Auto Insurance"},"content":{"rendered":"<p>Every responsible driver and car owner understands how important car insurance is. It protects a driver, vehicle, passengers, and other parties on the road. Unfortunately, there is a lot of unverified information and misconceptions about auto insurance that may not let you make the right decision and get the auto insurance policy you really need. For this reason,&nbsp;Safechoice Insurance Agency serving Rochester, MN decided to debunk some common myths about car insurance:<\/p>\n<h2>You Auto Insurance Premium Is Determined By The Color Of Your Car<\/h2>\n<p>The truth is that the color of your car does not affect the cost of your insurance. There are other factors that may have an impact on auto insurance premiums, including the model of the vehicle, its engine size, age, the cost to repair it, and some others.<\/p>\n<h2>Older People Have to Pay More For Auto Insurance<\/h2>\n<p>It is another common myth that has nothing to do with truth. Actually, older drivers are often qualified for special discounts. For example, if a driver at the age of 55 and older successfully completes an accident prevention course, he or she may get a discount on their auto insurance premium.&nbsp;<\/p>\n<h2>The Credit Score Does Not Affect The Cost of Insurance<\/h2>\n<p>Unfortunately, it does. Most insurance companies evaluate your credit score in order to understand how likely you will have an insurance loss and file a claim. Therefore, the lower your credit score is, the more likely you will have to pay more for your auto insurance.&nbsp;<\/p>\n<p>If you are a car owner from Rochester, MN or any other surrounding area and you are looking for a proper car insurance policy for your vehicle,&nbsp;Safechoice Insurance Agency will be glad to assist you and help you find the coverage according to your insurance needs and budget. Give us a call today and get your insurance tomorrow.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Every responsible driver and car owner understands how important car insurance is. It protects a driver, vehicle, passengers, and other parties on the road. Unfortunately, there is a lot of unverified information and misconceptions about auto insurance that may not let you make the right decision and get the auto insurance policy you really need. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[31,30],"class_list":["post-298","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-rochester-mn","tag-safechoice-insurance-agency"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.9 - aioseo.com -->\n\t<meta name=\"description\" content=\"Every responsible driver and car owner understands how important car insurance is. It protects a driver, vehicle, passengers, and other parties on the road. Unfortunately, there is a lot of unverified information and misconceptions about auto insurance that may not let you make the right decision and get the auto insurance policy you really need.\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"AgentInsure\"\/>\n\t<meta name=\"keywords\" content=\"rochester mn,safechoice insurance agency\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.safechoicemn.com\/blog\/common-myths-about-auto-insurance\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.9\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | Safechoice Insurance Agency |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Common Myths About Auto Insurance | Blog | Safechoice Insurance Agency\" \/>\n\t\t<meta property=\"og:description\" content=\"Every responsible driver and car owner understands how important car insurance is. It protects a driver, vehicle, passengers, and other parties on the road. Unfortunately, there is a lot of unverified information and misconceptions about auto insurance that may not let you make the right decision and get the auto insurance policy you really need.\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.safechoicemn.com\/blog\/common-myths-about-auto-insurance\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2020-11-09T10:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2020-10-27T17:43:01+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Common Myths About Auto Insurance | Blog | Safechoice Insurance Agency\" \/>\n\t\t<meta name=\"twitter:description\" content=\"Every responsible driver and car owner understands how important car insurance is. It protects a driver, vehicle, passengers, and other parties on the road. Unfortunately, there is a lot of unverified information and misconceptions about auto insurance that may not let you make the right decision and get the auto insurance policy you really need.\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.safechoicemn.com\\\/blog\\\/common-myths-about-auto-insurance\\\/#article\",\"name\":\"Common Myths About Auto Insurance | Blog | Safechoice Insurance Agency\",\"headline\":\"Common Myths About Auto Insurance\",\"author\":{\"@id\":\"https:\\\/\\\/www.safechoicemn.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.safechoicemn.com\\\/blog\\\/#organization\"},\"datePublished\":\"2020-11-09T04:00:00-06:00\",\"dateModified\":\"2020-10-27T11:43:01-06:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.safechoicemn.com\\\/blog\\\/common-myths-about-auto-insurance\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.safechoicemn.com\\\/blog\\\/common-myths-about-auto-insurance\\\/#webpage\"},\"articleSection\":\"Auto Insurance, Rochester MN, Safechoice Insurance Agency\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.safechoicemn.com\\\/blog\\\/common-myths-about-auto-insurance\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.safechoicemn.com\\\/blog#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.safechoicemn.com\\\/blog\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.safechoicemn.com\\\/blog\\\/category\\\/auto-insurance\\\/#listItem\",\"name\":\"Auto Insurance\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.safechoicemn.com\\\/blog\\\/category\\\/auto-insurance\\\/#listItem\",\"position\":2,\"name\":\"Auto Insurance\",\"item\":\"https:\\\/\\\/www.safechoicemn.com\\\/blog\\\/category\\\/auto-insurance\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.safechoicemn.com\\\/blog\\\/common-myths-about-auto-insurance\\\/#listItem\",\"name\":\"Common Myths About Auto Insurance\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.safechoicemn.com\\\/blog#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.safechoicemn.com\\\/blog\\\/common-myths-about-auto-insurance\\\/#listItem\",\"position\":3,\"name\":\"Common Myths About Auto Insurance\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.safechoicemn.com\\\/blog\\\/category\\\/auto-insurance\\\/#listItem\",\"name\":\"Auto Insurance\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.safechoicemn.com\\\/blog\\\/#organization\",\"name\":\"Blog | Safechoice Insurance Agency\",\"url\":\"https:\\\/\\\/www.safechoicemn.com\\\/blog\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.safechoicemn.com\\\/blog\\\/author\\\/agentinsure\\\/#author\",\"url\":\"https:\\\/\\\/www.safechoicemn.com\\\/blog\\\/author\\\/agentinsure\\\/\",\"name\":\"AgentInsure\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.safechoicemn.com\\\/blog\\\/common-myths-about-auto-insurance\\\/#webpage\",\"url\":\"https:\\\/\\\/www.safechoicemn.com\\\/blog\\\/common-myths-about-auto-insurance\\\/\",\"name\":\"Common Myths About Auto Insurance | Blog | Safechoice Insurance Agency\",\"description\":\"Every responsible driver and car owner understands how important car insurance is. It protects a driver, vehicle, passengers, and other parties on the road. Unfortunately, there is a lot of unverified information and misconceptions about auto insurance that may not let you make the right decision and get the auto insurance policy you really need.\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.safechoicemn.com\\\/blog\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.safechoicemn.com\\\/blog\\\/common-myths-about-auto-insurance\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.safechoicemn.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.safechoicemn.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"datePublished\":\"2020-11-09T04:00:00-06:00\",\"dateModified\":\"2020-10-27T11:43:01-06:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.safechoicemn.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.safechoicemn.com\\\/blog\\\/\",\"name\":\"Blog | Safechoice Insurance Agency\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.safechoicemn.com\\\/blog\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"Common Myths About Auto Insurance | Blog | Safechoice Insurance Agency","description":"Every responsible driver and car owner understands how important car insurance is. It protects a driver, vehicle, passengers, and other parties on the road. Unfortunately, there is a lot of unverified information and misconceptions about auto insurance that may not let you make the right decision and get the auto insurance policy you really need.","canonical_url":"https:\/\/www.safechoicemn.com\/blog\/common-myths-about-auto-insurance\/","robots":"max-image-preview:large","keywords":"rochester mn,safechoice insurance agency","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.safechoicemn.com\/blog\/common-myths-about-auto-insurance\/#article","name":"Common Myths About Auto Insurance | Blog | Safechoice Insurance Agency","headline":"Common Myths About Auto Insurance","author":{"@id":"https:\/\/www.safechoicemn.com\/blog\/author\/agentinsure\/#author"},"publisher":{"@id":"https:\/\/www.safechoicemn.com\/blog\/#organization"},"datePublished":"2020-11-09T04:00:00-06:00","dateModified":"2020-10-27T11:43:01-06:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/www.safechoicemn.com\/blog\/common-myths-about-auto-insurance\/#webpage"},"isPartOf":{"@id":"https:\/\/www.safechoicemn.com\/blog\/common-myths-about-auto-insurance\/#webpage"},"articleSection":"Auto Insurance, Rochester MN, Safechoice Insurance Agency"},{"@type":"BreadcrumbList","@id":"https:\/\/www.safechoicemn.com\/blog\/common-myths-about-auto-insurance\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.safechoicemn.com\/blog#listItem","position":1,"name":"Home","item":"https:\/\/www.safechoicemn.com\/blog","nextItem":{"@type":"ListItem","@id":"https:\/\/www.safechoicemn.com\/blog\/category\/auto-insurance\/#listItem","name":"Auto Insurance"}},{"@type":"ListItem","@id":"https:\/\/www.safechoicemn.com\/blog\/category\/auto-insurance\/#listItem","position":2,"name":"Auto Insurance","item":"https:\/\/www.safechoicemn.com\/blog\/category\/auto-insurance\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.safechoicemn.com\/blog\/common-myths-about-auto-insurance\/#listItem","name":"Common Myths About Auto Insurance"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.safechoicemn.com\/blog#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.safechoicemn.com\/blog\/common-myths-about-auto-insurance\/#listItem","position":3,"name":"Common Myths About Auto Insurance","previousItem":{"@type":"ListItem","@id":"https:\/\/www.safechoicemn.com\/blog\/category\/auto-insurance\/#listItem","name":"Auto Insurance"}}]},{"@type":"Organization","@id":"https:\/\/www.safechoicemn.com\/blog\/#organization","name":"Blog | Safechoice Insurance Agency","url":"https:\/\/www.safechoicemn.com\/blog\/"},{"@type":"Person","@id":"https:\/\/www.safechoicemn.com\/blog\/author\/agentinsure\/#author","url":"https:\/\/www.safechoicemn.com\/blog\/author\/agentinsure\/","name":"AgentInsure"},{"@type":"WebPage","@id":"https:\/\/www.safechoicemn.com\/blog\/common-myths-about-auto-insurance\/#webpage","url":"https:\/\/www.safechoicemn.com\/blog\/common-myths-about-auto-insurance\/","name":"Common Myths About Auto Insurance | Blog | Safechoice Insurance Agency","description":"Every responsible driver and car owner understands how important car insurance is. It protects a driver, vehicle, passengers, and other parties on the road. Unfortunately, there is a lot of unverified information and misconceptions about auto insurance that may not let you make the right decision and get the auto insurance policy you really need.","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/www.safechoicemn.com\/blog\/#website"},"breadcrumb":{"@id":"https:\/\/www.safechoicemn.com\/blog\/common-myths-about-auto-insurance\/#breadcrumblist"},"author":{"@id":"https:\/\/www.safechoicemn.com\/blog\/author\/agentinsure\/#author"},"creator":{"@id":"https:\/\/www.safechoicemn.com\/blog\/author\/agentinsure\/#author"},"datePublished":"2020-11-09T04:00:00-06:00","dateModified":"2020-10-27T11:43:01-06:00"},{"@type":"WebSite","@id":"https:\/\/www.safechoicemn.com\/blog\/#website","url":"https:\/\/www.safechoicemn.com\/blog\/","name":"Blog | Safechoice Insurance Agency","inLanguage":"en-US","publisher":{"@id":"https:\/\/www.safechoicemn.com\/blog\/#organization"}}]},"og:locale":"en_US","og:site_name":"Blog | Safechoice Insurance Agency |","og:type":"article","og:title":"Common Myths About Auto Insurance | Blog | Safechoice Insurance Agency","og:description":"Every responsible driver and car owner understands how important car insurance is. It protects a driver, vehicle, passengers, and other parties on the road. Unfortunately, there is a lot of unverified information and misconceptions about auto insurance that may not let you make the right decision and get the auto insurance policy you really need.","og:url":"https:\/\/www.safechoicemn.com\/blog\/common-myths-about-auto-insurance\/","article:published_time":"2020-11-09T10:00:00+00:00","article:modified_time":"2020-10-27T17:43:01+00:00","twitter:card":"summary","twitter:title":"Common Myths About Auto Insurance | Blog | Safechoice Insurance Agency","twitter:description":"Every responsible driver and car owner understands how important car insurance is. It protects a driver, vehicle, passengers, and other parties on the road. Unfortunately, there is a lot of unverified information and misconceptions about auto insurance that may not let you make the right decision and get the auto insurance policy you really need."},"aioseo_meta_data":{"post_id":"298","title":null,"description":null,"keywords":null,"keyphrases":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"","isEnabled":true},"graphs":[],"defaultGraph":"","defaultPostTypeGraph":""},"schema_type":null,"schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"location":null,"local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2020-12-21 11:53:33","updated":"2025-06-04 15:34:46","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.safechoicemn.com\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.safechoicemn.com\/blog\/category\/auto-insurance\/\" title=\"Auto Insurance\">Auto Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tCommon Myths About Auto Insurance\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.safechoicemn.com\/blog"},{"label":"Auto Insurance","link":"https:\/\/www.safechoicemn.com\/blog\/category\/auto-insurance\/"},{"label":"Common Myths About Auto Insurance","link":"https:\/\/www.safechoicemn.com\/blog\/common-myths-about-auto-insurance\/"}],"_links":{"self":[{"href":"https:\/\/www.safechoicemn.com\/blog\/wp-json\/wp\/v2\/posts\/298","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.safechoicemn.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.safechoicemn.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.safechoicemn.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.safechoicemn.com\/blog\/wp-json\/wp\/v2\/comments?post=298"}],"version-history":[{"count":1,"href":"https:\/\/www.safechoicemn.com\/blog\/wp-json\/wp\/v2\/posts\/298\/revisions"}],"predecessor-version":[{"id":299,"href":"https:\/\/www.safechoicemn.com\/blog\/wp-json\/wp\/v2\/posts\/298\/revisions\/299"}],"wp:attachment":[{"href":"https:\/\/www.safechoicemn.com\/blog\/wp-json\/wp\/v2\/media?parent=298"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.safechoicemn.com\/blog\/wp-json\/wp\/v2\/categories?post=298"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.safechoicemn.com\/blog\/wp-json\/wp\/v2\/tags?post=298"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}