Maybe your ATV didn’t exactly break the bank when you bought it, so you figure that if you ever roll it in the Rochester MN area woods you can just pay to get it fixed. However, your agents at Safechoice Insurance Agency are here to remind you that ATV insurance isn’t all about replacing a bent brush guard. There is much more at stake.
Accidents Happen and People Get Hurt
Part of the fun of four-wheeling is pushing your machine to the limit by climbing steep hills or plowing through a snow drift. That’s is when you might hit a rock, go flying through the air, and take out your tailgating friend in the process. Emergency rooms are expensive and if you are in the woods, a med-flight could cost even more to get you to safety.
Fix Up Your Friends and Your Ride
Your ATV insurance is mostly focused on providing protection when the property is damaged or people get injured while you are out playing. It will cover your buddy’s broken wrist while he was riding shotgun while replacing the bent axle. When you skip the ATV insurance, all of those expenses will end up coming out of your savings account.
Check Your Maximum Limits when Riding with Others
Now that you have decided that you do need an ATV policy from Safechoice Insurance Agency, make sure to sit down with your agent and talk about the maximum amount of protection provided in the liability and medical payments section. If you like to roll around the Rochester, MN area with your other four-wheel friends, you may want to up the limits as the chances of encountering a major accident between machines just went up.
Give us a call at Safechoice Insurance Agency today to make sure you are fully protected for the next trip out of town with your toys.