Taking a vacation in an RV can be a budget-friendly option and a great way to make memories. As such, more and more people are choosing to rent RVs when they travel. One of the questions that we at Safechoice Insurance Agency, serving the Rochester, MN area, are asked is whether someone can take out an RV insurance policy for an RV that they are renting. Here is the answer to that question. 

Can You Buy RV Insurance for a Rental?

If you are renting an RV, you will not be looking to purchase standard RV insurance. Instead, you will be looking to buy a temporary RV insurance policy. A temporary policy covers you temporarily while you are renting an RV from someone else or from an RV rental company. Temporary RV insurance also covers you if you are borrowing an RV from a friend or family member, as their RV insurance typically does excludes anyone aside from those named on the policy. 

How Long Can I Carry Temporary RV Insurance? 

Most companies do not put a length of time on how long you can carry temporary RV insurance. If the RV is registered and insured in someone else’s name, you are unable to carry traditional RV insurance on it. As long as this is the case, you can continue to carry temporary RV insurance. Some people rent RVs for a year to travel the country, while other people rent them for a week for a short camping trip. Either way, there is a policy to fit your needs. 

If you have purchased an RV and need an RV insurance policy, or you are renting an RV and need temporary RV insurance in the greater Rochester, MN area, Safechoice Insurance Agency can help you get the coverage you need. Call us today to get started.