When your vehicle has been stolen, it’s normal to feel overwhelmed or feel like you don’t know what you need to do. The most obvious responses are to first call the police and then call your insurance company. If it hasn’t happened yet, you can prepare yourself with your car insurance ahead of time.
At Safechoice Insurance Agency, we want Rochester, MN to feel secure with their car insurance no matter what happens.
Report the Stolen Vehicle
The first thing to do when you have a high-value asset stolen is to call the police. Do this before you call the insurance company because we will want to know the results of this call. When you can, get the police report number, and take as much information as you can for your next call, the insurance company.
After you have reported the stolen car to the police, call the insurance company. A claim advisor will help you with your claim. In many cases, you may need to wait 5 to 7 days for your claim to be processed. We will want to see if the police recover your vehicle or not.
Will Insurance Cover a Stolen Car?
Your car insurance will cover a stolen car if you have comprehensive insurance. It will replace stolen vehicles, stolen parts from vehicles, and damage to your vehicle after vandalism or other crime.
If you have personal belongings in the car, that will be covered by renters insurance or home insurance. This is one reason it is always easier to bundle your insurance policies with the same company.
Get a Quote
When your car gets stolen, this is a major crisis in your life. Safechoice Insurance Agency wants the people of Rochester, MN to feel secure before that happens, and when it happens. Call us for a free quote or to update your comprehensive coverage today.