What Does Standard Motorcycle Insurance Cover?

Riding a motorcycle is an exciting experience and a fun way to explore the scenic beauty of the state of Minnesota. However, it can also be a scary experience. To make it safe and enjoy your motorcycle trips, you should consider getting motorcycle insurance. Before you purchase any motorcycle insurance plan, it is essential to know what exactly motorcycle insurance covers:

What Does Motorcycle Insurance Cover?

Standard motorcycle insurance covers the following:

  • Collision coverage. This type of coverage pays for damage to your motorcycle if you are involved in an accident. 
  • Comprehensive coverage. It would cover damage to a motorcycle if the damage were caused by anything rather than a road accident. It can be vandalism, fire, and any type of weather damage. 
  • Liability coverage. It includes two types of coverage – property damage and bodily injury. It helps cover lost wages and medical bills if you cause an accident. 
  • Uninsured/underinsured coverage. It will pay for damages if another driver or motorist has caused an accident but does not have the proper insurance or if their insurance coverage is insufficient. 

Safechoice Insurance Agency – Your Reliable Insurance Company Serving Clients In Rochester, MN

If you are a lucky motorcycle owner living in Rochester, MN, or any other nearby town in Minnesota, and you are shopping for motorcycle insurance to protect yourself and your precious vehicle, Safechoice Insurance Agency is here to assist you. We specialize in various types of insurance, including motorcycle insurance as well. Contact us if you need help finding a perfect motorcycle insurance plan or want to know more about the insurance options available.