What Should I Know About State Limits in Minnesota for Auto Insurance

Minnesota is not the least ‘expensive’ state in the nation, nor is it the most expensive when it comes to auto insurance limits. But most people don’t even know what those limits are, unless they are directly impacted them. However, learning more about the limits when it’s not dire can help you should your situation take a turn for the worst. 

What Are Limits?

The United States does not operate as a whole for many situations, but rather gives power to the states to make a variety of decisions. For example, the state of New Hampshire famously doesn’t require you to buy insurance at all (though everyone there still should.) Each state dictates a certain monetary limit for the damages that are caused by driver mistakes, with some states setting their limits fairly low and others going high. The difference can be tens of thousands of dollars, so it’s worth having an idea of how it all works. Safechoice Insurance Agency works with the people of Rochester MN, and wants you to know about your specific state. 

What About Rochester MN?

The limits are $30,000 for injuries a person, up to $60,000 total for injuries for each accident and $10,000 for any property damage. This means that should you cause an accident that extends these limits, you will be required by law to pay the additional expenses out of pocket. Which can be difficult to say the least for many people. Looking into extended coverage if your current limits are set at the bare minimum might be necessary for you. If you have any questions at all, then Safechoice Insurance Agency may be able to help. Our agents are here to get you coverage that will actually work for you, so you can keep your savings right where it is. Give us a call today to see what we can do for you!