With summer vacation long over and the winter holidays coming soon, you might decide to park your RV and spend a happy holiday at home. Or maybe you’ll take your RV to visit family who will let you park on their property while you enjoy a winter vacation with them. Even if parked, your RV could still suffer damage. A snow-laden branch could fall on it, breaking the windshield. Hailstorms can happen. Holiday  decorations can catch fire. Will your insurance cover this? Learn more from the professionals at Safechoice Insurance Agency, serving Rochester, MN and surrounding areas.

You Are Covered! 

Even if you are not using your RV at the moment, RV insurance can still cover any damage done to it. Due to all the potential risks to a parked RV, it is a good idea to opt for “storage” or “inactive” insurance as this will cover your vehicle when it is not currently in use. Comprehensive coverage, as the name suggests, covers all damages including those not incurred on the road. Liability insurance will cover you if the RV were to fall over or come loose and do damage to someone else’s property. Collision coverage will come into play if your RV is stationary when it sustains damage. Even if you get your RV permanently parked you may be able to get an insurance policy that suits your needs. The cost will vary based on such factors as location, value and condition of the vehicle as well as the type of coverage you want. 

The Safechoice Insurance Agency Serves Rochester, MN

If you need help choosing the right policy for your RV, we at Safechoice Insurance Agency are happy to assist. Give us a call today.