Navigating the Land of 10,000 Lakes: The Ultimate Guide to RV Insurance in Minnesota

Why People Love RVing in Minnesota

Minnesota RV enthusiasts love taking advantage of the state’s natural beauty and lakes during peak RV season and year-round. RV owners need to protect their homes away from home with RV insurance coverage. 

Insurance experts at Safechoice Insurance Agency in Rochester, MN can discuss the best options for covering the following types of RVs!

  • Class A Motorhomes
  • Camper Vans
  • Travel Trailers
  • Fifth Wheels
  • Other Towable RVs

What Does RV Insurance Cover in Minnesota? 

The type of RV insurance available will vary depending on the following factors. 

  1. Year, Make, and Model of RV
  2. Towable vs. Drivable 
  3. Full-Time vs. Recreational 
  4. Comprehensive and Collision vs. Liability 

RV Insurance Coverage Types

Collision coverage for your RV – Helps to repair or replace your RV in the event of damage or a total loss in an RV accident. 

Comprehensive RV Insurance Coverage – Typically covers everything related to an RV accident or claim not covered under an RV collision policy. 

  • RV Theft
  • Vandalism
  • Natural Disasters
  • Falling Objects

Uninsured or Underinsured Motorist Coverage for RV – This specialty insurance helps protect RV drivers who are in an accident with someone who doesn’t have enough RV or auto insurance to cover the costs of an RV accident. 

Personal Injury Protection – This optional coverage protects medical expenses, lost wages, and similar costs related to an RV accident. PIP covers the insured regardless of who is at fault for an accident.

Get RV Insurance in Rochester, MN

Don’t wait until it’s too late to cover your prized RV! Contact the RV insurance experts at Safechoice Insurance Agency to learn about the best coverage options for your motorhome, travel trailer, or towable.