Why Independent Insurance Agents Matter

No matter what type of insurance you’re looking to get for yourself or your family, making final coverage decisions can be difficult and complicated. In many cases, consumers assume that their best option is to go through one of the major companies they’ve seen advertised on TV, the majority of which are direct-writer insurance companies whose employees focus predominantly on bringing business to a single company. There is another option, however: an independent insurance agency (like Safechoice Insurance Agency), whose agents work one-on-one with customers to discuss their insurance options and legalities in greater detail. Independent insurance agents can also direct you to a variety of insurance companies rather than a single entity, depending on which is best for you. 

In their capacity as individuals representing the needs of the consumer, independent agents are well-versed in state law and strive to stay up-to-date with any changes. Because different types of insurance laws vary from state to state, it is important to make sure that they are always properly considered with regard to one’s situation and insurance needs. With so many subtleties and potential legal trouble if you do not have the appropriate insurance to meet state laws, it is quite convenient for you and your loved ones to be able to leverage the expertise of an independent agent who not only knows the law but can compare coverage for you. 

If you are looking for auto, home, commercial, life or other types of insurance, consider discussing your needs and options with an independent agent from Safechoice Insurance Agency. Your Safechoice Insurance agent will be able to work with you and your state’s laws (Safechoice Insurance Agency currently serves both Minnesota and Wisconsin) to determine the best, most affordable coverage options for you.